Couples’ Premarital Counseling: Finance

Unfortunately, financial issues and conflicts are one of the leading causes of divorce among married couples. If these issues are considered preemptively, couples can acquire the vision and resilience necessary to navigate murky financial waters in the future.

Premarital counseling can bring the dynamics of finances to a more positive and objective light unshadowed by emotions or personal biases.

Some of the main topics of premarital counseling are closely linked to financial discussions, including personal values, expectations, roles, family planning, communication, and conflict resolution.

One of the most insidious contributors to financial discord is a lack of effective communication between partners.

Money can be closely linked to individual self-worth and related stressors can present barriers to openness. Even if both partners are open and willing to discuss critical issues, it can be challenging to fully articulate one’s viewpoint on such a multifaceted topic.

What one partner may consider a necessity, another may consider an expensive luxury. Some may find savings or budget planning to be of critical importance, while others do not consider it much at all. Differences like this may not cause conflict at the start of a relationship, but over time, these issues can fester and create a larger problem that is difficult to navigate alone.

Having the ability to express one’s inner desires and fears is key to connecting with your partner and the issues at hand.

It is important to understand each other’s financial background, including how socioeconomic factors may have shaped one’s view of money during their lifetime. Fully comprehending the mosaic of cultural beliefs, patterns, and experiences can help the other partner communicate effectively about financial situations and goals.

Discussing differences and expectations is essential to cultivating a healthy conceptualization of spending, saving, working, and budgeting. Designating roles when handling such as taxes, bills, credit, and debt can help to reduce strain and fulfill healthy expectations. This includes emphasizing individual strengths and discovering how each partner can contribute to mutual success.

Providing each partner with the freedom to openly discuss financial habits, expectations, values, and planning is the first step in conquering related conflicts that may arise.

This can foster the unification of dual perspectives to create a harmonious balance of individuality. Counseling can provide a safe space in which to communicate your fears and perspectives while taking a proactive approach to your future as a happy and connected couple.